I kind of think that I should record down somewhere how I felt about some important issues in my life before I forget or that I have moved on to other bigger/ more important priorities in life.
1) Getting Married
Since young I always thought of like fairy tale romance and then getting married to a guy I really like then have a family and all. Then as I grow older, have relationships with a few guys then realise that getting married is not as easy as I thought it would be or as smooth a process. My first bf disappeared 3 times and then never came back. The second one was so possessive I could not stand him. If I could, I would probably be planning for my wedding with him. The next one I wouldn't want to say more cos I wouldn't even regard that as a relationship. It's all too absurd and looking back, I can only say I was really crazy. The next one is a tricky one. It happened at a time where I somehow felt like settling down but yet could not get any committment from him to do so.
Then I got to speak with my Uni prof Dr Yang Kun-Lin who somehow pointed out a point which I kind of missed it. Actually he and I... probably still wants to play. None of us are really serious in settling down. Actually I cannot imagine myself changing diapers when I still could go Japan, or China or US or Europe to travel and experience life in different parts of the world. I still haven't seen enough, done enough... so frankly speaking, do I really really want to get married? I think the thing is I only want to have someone with me... a husband I can call my own and my own little family. Yet I still want the freedom to go out and play, go overseas, go shopping and spend money.
For him, he still has his work ambitions. He wants to go overseas to work for a few years then come back to be a manager or something. I think he has the capability to do it. However, that would mean that settling down is not something he would consider. Or maybe its me. He doesn't want to settle down with ME. Maybe so, I don't know. But all in all, actually seriously speaking I am not ready to settle down. So before I settle my problem, I cannot really talk about his.
One point Dr Yang brought out was that the guy would only introduce the gf to his family when he wants to settle down. That would then strongly suggest that he doesn't want to settle down with me. I seriously think so. And he also says that after the couple has done the whatever, the girl will find it difficult to leave the guy... so a bad relationship just drags on. Life is difficult, I know. But got to bear with it! The worst things in life are often the best things in life.
2) Money
I think if I didn't spend like I did, I would be VERY rich. I would have much more savings that WS. He thinks he's very rich btw, having some tens of thousands. If I have saved most of my money buying all the other stuff which I don't really need (but want badly at certain point of my life), I think I would have much much much more savings than he did.
I think I don't appreciate money a lot. Recently really kind of woke up and want to restrain myself. Reason? I think I overspent. I suppose I don't have enough money in my bank to pay off the credit card debts and have to use my savings. This is really BAD! So I'm curbing myself... not to spend any money using cards until the next card cycle. Only so then I can accumulate cash.
I am too much of a spendthrift and when I see something I like, I always want to own it. Sometimes I get too carried away I just spend. And if I don't keep track, then I lose control and overspend like last month. I must keep this lesson in mind and stop myself from impulse buys or branded stuff buys. I MUST DO IT! and I MUST SUCCEED!
3) Work
I have been working for about 2 years already. Still in the same company. Still whining about not having the opportunity to go overseas and work. Still not moving on even though I know this company can't give me the opportunity. Still staying because the people here are nice and give me other opportunities. The overseas one I cannot blame, because its a local company.
4) Opening my own company
Every young person I talked to says they want to own their own company... after working for a few years. I don't know if this is the current trend now... but everyone doesn't want to work for someone. If everyone went to open a company, then no one will have the money to go buy the things u sell, dud. Then there will be no companies to make the things you want to sell and no one to work for you. Hahahah... In every 100 people who says they want to open own company, only maybe 3 went to open and maybe none succeeds. In every 1000 people, maybe one succeeds.
I belong to the 1000, I also want to open my own company. But an online one. I still want to hold a job... in case anything happens to the company, I still got a job to keep me away from hunger. Online shop also means I do not need to rent a space, hire workers etc. This plan really requires some thinking and of course what I can sell. Doing something I am interested in and something that can make money. I am not sure if I will be one of the 999 who just say and not do anything. If I am serious enough, I think I definitely have to do something.
5) Investment
I just started to learn more about investments with WS. We have been attending classes or free seminars to learn more... see what we can buy etc. I think I want to buy index funds... or in SG, we call it ETFs. Have put aside $3000 to do this. Since its big money, I need to make sure that I am fully ready. I really have an urge to buy NOW!!! And hold it for long term growth. I hope that the next time I come back to re-visit this issue, my wealth would have grown. : )
Sunday, May 25, 2008
Saturday, May 17, 2008
In Love with Cherry Blossom
I'm so in love with this scent!! They have it in two scents... one infused with raspberry... sweet sweet de and another one just the cherry blossom itself. Bpth are just as nice.... faint le...
I put the paper with this scent in my bag then now my notebook smells like the cherry blossom... so nice!!!!! Costs $83 for 100 ml. Simply love it. But opps... haven't used my Lavin one which is I think cherry blossom also. ARghhhhh!!!
Milestone on Investment
Hey you know, I've finally transferred $3K to my POEMS trading account and am ready to start to trade CFDs! Meaning I can then buy ahem... index funds and all... park my money there and hoping that after x years, I can get a relatively OK return.
This is considered as a milestone lah... cos I've never really done such investments before... putiing a lump sum into some platform and then managing my own account. To me, $3K is a lot thou to some... its peanuts. Actually not really too sure if the index thingy really works... but $3K is really what I think I should be investing loh. The rest of the money I think I should keep for the dunno on or not on Hokkaido trip with parents.
Come this Nov, my $6K will come! Yippie! Then if the index fund or other investments work, then shall channel my money there. Put in the savings plan like negative return alr... since now CPI so high... 6%!! OMG!
This is considered as a milestone lah... cos I've never really done such investments before... putiing a lump sum into some platform and then managing my own account. To me, $3K is a lot thou to some... its peanuts. Actually not really too sure if the index thingy really works... but $3K is really what I think I should be investing loh. The rest of the money I think I should keep for the dunno on or not on Hokkaido trip with parents.
Come this Nov, my $6K will come! Yippie! Then if the index fund or other investments work, then shall channel my money there. Put in the savings plan like negative return alr... since now CPI so high... 6%!! OMG!
On Authentic and Fake Goods
I have a thing with fake goods and authentic goods...
You know... sometimes u really think that the real goods are like... blah... why pay a few hundreds for a bag like that... its made of canvas... gets dirty easily and all... I can get a leather one at the same price...dah dah dah... and you see one that looks pretty alike the real one but at a fraction of the real one's price. Then you get tempted and you buy! And you get the fake bag and you feel a lil happy abt it. Then you put it somewhere. You think since you bought it, might as well carry it. But ultimately, you know its fake!! Thou the seller claims its real... but you bought the real one before and you compare and you roughly know 90% its fake! And so how? You want to bring it out very much cos it looks nice. But then you are afraid that people might point fingers at you and say its a fake!!!! Then it will be super super embrarassing... I don't want that. But come to think of it, I've bought a few of those real look-a-like. Arghhh...
Carrying real ones is a different story. You feel good carrying a real stuff. You know it costs a lot. You know people who knows the brand knows it costs a lot. It looks good. The quality is good... thou still canvas and all... but you know its REAL! Ahhhh.... girls being girls.... being attracted to good pretty stuff and somemore... authentic branded stuff...
You know... sometimes u really think that the real goods are like... blah... why pay a few hundreds for a bag like that... its made of canvas... gets dirty easily and all... I can get a leather one at the same price...dah dah dah... and you see one that looks pretty alike the real one but at a fraction of the real one's price. Then you get tempted and you buy! And you get the fake bag and you feel a lil happy abt it. Then you put it somewhere. You think since you bought it, might as well carry it. But ultimately, you know its fake!! Thou the seller claims its real... but you bought the real one before and you compare and you roughly know 90% its fake! And so how? You want to bring it out very much cos it looks nice. But then you are afraid that people might point fingers at you and say its a fake!!!! Then it will be super super embrarassing... I don't want that. But come to think of it, I've bought a few of those real look-a-like. Arghhh...
Carrying real ones is a different story. You feel good carrying a real stuff. You know it costs a lot. You know people who knows the brand knows it costs a lot. It looks good. The quality is good... thou still canvas and all... but you know its REAL! Ahhhh.... girls being girls.... being attracted to good pretty stuff and somemore... authentic branded stuff...
Sunday, May 11, 2008
I like this bag quite a lot... prob since last year. Nowadays many people carry Coach bags. I don't really want to join the crowd. But I really quite like this bag as it seems like what I want for a slouchy bag.
Now there's a spree going on. http://happybeingmi.livejournal.com/2008/05/10/
She's going to get this bag at $545... I don't really rem the last price she quoted me thou. And this colour combi is something that I like. She's selling another one with khaki/ beet. That only costs $450. However the colour doesn't seem too nice. Moo says it looks younger thou. True, brighter colours always make something look younger. This colour too old for me?? Dunno woh...
Just want to register somewhere that I like/ liked this bag.
Saturday, May 10, 2008
The last time I blogged was 29 March! Wow that was like so long ago. Actually I always wanted to blog, write down things I felt and all... but when it comes to the doing, for some reason, I didn't. Probably the lazy worms come biting my bones?? Haha... whatever. Or if I had a portable and handy and user-friendly blogging machine, things might just get a lot better.
Recently have been on a buying spree... but come to think of it, I seem to be on a buying spree now and then. I think this is really really bad. Thank goodness I went to sign up for a no-brainer savings plan and some ILP (insurance linked plan) or whatever... and now I regularly save a bit more than S$1K a month and this gives me an OK interest. Looking at our CPI now, I think even this mere interest (many times higher than the peanuts interest the bank gives) makes my money shrink. Hence decided to look into higher returns investments.
Nowadays I go to POEMS free courses now and then to learn more about trading online. Buying stocks and all... Next Monday going to learn some simple techniques on technical analysis, do some charting and all so that if I ever decide to make investments, I can do with more confidence. However I would need time to be able to track the changes and all... and I am afraid that I will just lose my money in terms of seconds. Hence stock trading doesn't seem to be my cup of tea. Nevertheless, I think I should learn more about it than just yucks it and then run far far away. Bottom line is... Going to work and then earning that fixed salary isn't going to get me anywhere. Even the fixed savings doesn't.
A few weeks back went to a Adam Khoo investment talk. Nearly wanted to spend S$3K to learn how to invest. Then later found the POEMS free courses hence went to that instead. Of cos paying school fees and really learning how to earn $ seems to make more sense than attending the free courses as I expect myself to learn lots more from the Adam Khoo thing. However, $3K doesn't come cheap. And I don't think I have so much motivation and guts to put my money into the stocks market. One thing that I think I'll buy is the Index Funds. Think can be bought from POEMS as well. Dunno how it'll work out to be. Anyway... must keep myself on my toes and remind myself to do some sound investment! Yips!
Adam Khoo also talked about selling your intellectual property. Hence I think I should use what I know to make money hor. Like my knowledge in beauty products, the chemistry inside it and since I've tried so many products, maybe can do a review. Best of all hoping can do some online business and sell beauty/ skincare products. However problem comes with the source of the product. Maybe should start on a interest basis and see where it takes me to loh. Hehe.
Recently have been on a buying spree... but come to think of it, I seem to be on a buying spree now and then. I think this is really really bad. Thank goodness I went to sign up for a no-brainer savings plan and some ILP (insurance linked plan) or whatever... and now I regularly save a bit more than S$1K a month and this gives me an OK interest. Looking at our CPI now, I think even this mere interest (many times higher than the peanuts interest the bank gives) makes my money shrink. Hence decided to look into higher returns investments.
Nowadays I go to POEMS free courses now and then to learn more about trading online. Buying stocks and all... Next Monday going to learn some simple techniques on technical analysis, do some charting and all so that if I ever decide to make investments, I can do with more confidence. However I would need time to be able to track the changes and all... and I am afraid that I will just lose my money in terms of seconds. Hence stock trading doesn't seem to be my cup of tea. Nevertheless, I think I should learn more about it than just yucks it and then run far far away. Bottom line is... Going to work and then earning that fixed salary isn't going to get me anywhere. Even the fixed savings doesn't.
A few weeks back went to a Adam Khoo investment talk. Nearly wanted to spend S$3K to learn how to invest. Then later found the POEMS free courses hence went to that instead. Of cos paying school fees and really learning how to earn $ seems to make more sense than attending the free courses as I expect myself to learn lots more from the Adam Khoo thing. However, $3K doesn't come cheap. And I don't think I have so much motivation and guts to put my money into the stocks market. One thing that I think I'll buy is the Index Funds. Think can be bought from POEMS as well. Dunno how it'll work out to be. Anyway... must keep myself on my toes and remind myself to do some sound investment! Yips!
Adam Khoo also talked about selling your intellectual property. Hence I think I should use what I know to make money hor. Like my knowledge in beauty products, the chemistry inside it and since I've tried so many products, maybe can do a review. Best of all hoping can do some online business and sell beauty/ skincare products. However problem comes with the source of the product. Maybe should start on a interest basis and see where it takes me to loh. Hehe.
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